Family & Vulnerable Clients
Safeguarding Your Family's Financial Future: Expert Support from Navigation Wealth Management
At Navigation Wealth Management, we understand the importance of building a secure financial future for your family, across generations. Our dedicated Family & Vulnerable Clients Team is here to offer you the specialised support you need to navigate the complexities of wealth management and achieve your long-term goals.
Guiding Your Family's Wealth Through Time:
We work closely with you to create a comprehensive wealth management plan that considers the needs of each family member, both present and future. This includes:
- Intergenerational Wealth Transfer: Ensuring a smooth and efficient transfer of your wealth to future generations, minimising inheritance tax liabilities and maximising the benefits for your loved ones.
- Education Funding: We help you plan and save for your children or grandchildren's education, so you can support their educational aspirations with confidence.
- Long-Term Care Planning: We explore options for funding potential long-term care needs, providing peace of mind for you and your family.
- Estate Planning: Our team will help you create a comprehensive estate plan that reflects your wishes and ensures your assets are distributed according to your intentions.
Supporting Vulnerable Clients:
We recognise that some individuals face unique challenges in managing their finances. Our team offers tailored support for:
- Elderly Clients: We can help you manage your finances in retirement, plan for potential healthcare costs, safeguard against financial abuse, and explore options for funding long-term care if needed.
- Clients with Disabilities: We work with you to develop personalised financial plans and budgeting strategies that address your specific needs and long-term goals.
- Clients Experiencing Life Transitions: Whether facing divorce, job loss, or the loss of a spouse, we can offer guidance on managing the financial implications of these events, helping you navigate this challenging period with confidence.
Trust and Fiduciary Services:
In some cases, trusts may be established for family members or vulnerable individuals. Our team can manage these trusts, ensuring that assets are used appropriately and according to the terms of the trust deed.
Our Compassionate Approach:
At Navigation Wealth Management, we believe in building strong, lasting relationships with our clients. Our Family & Vulnerable Clients Team takes a compassionate and personalised approach, taking the time to understand your unique family dynamics and individual needs.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.
Trusts are not regulated by the Financial Conduct Authority.
Catherine Richardson: Head of Family & Vulnerable Clients
Catherine Richardson brings a wealth of experience and a profound empathy for her clients to her role as Head of Family & Vulnerable Clients at Navigation Wealth Management. With a passion for empowering individuals and families to achieve financial security, Catherine leads a dedicated team focused on providing bespoke wealth management solutions for those with unique needs.
Financial Vulnerability Task Force
About the FVT - Consumer Duty Alliance - The Consumer Duty Alliance (CDA) is an independent, not-for-profit body aiming to help the financial planning sector successfully implement the FCA’s Consumer Duty.
Dementia Friend
We understand the challenges faced by individuals living with dementia and their families. As a Dementia Friend, we’re part of a growing movement committed to raising awareness of dementia, challenging stigma, and helping people in their community. By learning more about dementia and making small changes in your approach, you can contribute to a more dementia-friendly world.
SOLLA
As a member of the Society of Later Life Advisers (SOLLA), we are committed to providing the highest quality financial advice and support to clients in later life. SOLLA is a professional body dedicated to promoting best practice and ethical standards within the later life financial advice sector. By choosing a SOLLA member, you can be confident that you're working with a firm that is committed to your financial well-being.
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Got a question?
Do get in touch with us if you need a bit more information about these services, or any of our other financial planning advice.
