Business Owners
Your Personal Financial Advice Service
Business success requires a great deal of hard work and commitment. For many business owners the pressures of maintaining such pace in competitive markets mean that the future well-being of the business tends to take priority over long term financial planning.
Successful people are often just too busy, day to day business decisions will invariably take priority. This may not be an issue in the short term, however there are certain interrelated personal and business financial decisions which, if not addressed comprehensively, can seriously affect your future financial well-being.
The challenges include:
- Identifying business risks and managing them effectively
- Structuring personal and business income and assets tax efficiently
- Understanding the impact of legislation on your business
- Securing the financial future for you and your family
- Meeting retirement goals and aspirations
Navigation Wealth Management believe that holistic financial planning can provide significant value to business owners. That is why we provide our business owner clients with a tailored service designed to create real value to their individual needs so they can face the future with confidence. The principle of the service we provide is to ensure our advice is proactive, and not reactive, to changes in circumstances, working as your Partner in managing your wealth.
Business Services We Provide You
Consultation Services
Working with business owners and shareholders to help establish effective strategies, no matter what stage of the business life cycle.
Corporate Protection
Including setting up Key Person Assurance schemes and Business Succession and Shareholder Protection policies.
Trustee Investment Planning
Where funds are placed in trust we can provide specialist advice, so that trustees meet their legal requirements.
Corporate Investments
Helping invest cash assets in the business to maximise returns and tax efficiency.
Employee Benefits
Including setting up Group Life Assurance and Private Medical Insurance schemes.
Corporate Pensions
Including setting up Group Pension schemes, Auto-Enrolment and Executive Pension schemes.
A Service Built Around You
We will make it our priority to understand the details of your business, what drives you and your long-term goals, ensuring that whatever decisions you make remain appropriate and continue to meet your objectives. We will also discuss the level of any ongoing service you would like and agree with you at outset what you can expect and when.
The areas mentioned here are those in which we, together with your other professional advisers, have expertise and can provide bespoke solutions on.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society, as the value and income may fall as well as rise.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.
Legal and Tax services involve the referral to a service which is separate and distinct to those offered by Navigation Wealth Management Ltd and St. James's Place and are not regulated by the Financial Conduct Authority.
Got a question?
Do get in touch with us if you need a bit more information about these services, or any of our other financial planning advice.
