Sam is a Financial Adviser who specialises in helping individuals and families navigate both straightforward and more complex areas of financial planning. 

His particular areas of expertise include retirement and pension planning, investment management, inheritance tax and intergenerational planning, and the use of trusts* and other structures as part of more complex financial planning strategies. Sam enjoys taking what can often feel like complicated financial decisions and turning them into clear, practical plans that clients can understand and feel confident about. 

A key part of Sam’s proposition is his cross-border experience between the UK and the UAE**. In addition to advising clients in the UK, Sam also provides financial advice in Dubai and is authorised to operate within the regulatory framework of the Dubai Financial Services Authority (DFSA), based in the Dubai International Financial Centre (DIFC). This gives him a valuable perspective when advising internationally mobile individuals and families whose finances, pensions, investments, and longer-term plans span more than one jurisdiction. 

Sam places a strong emphasis on building long-term relationships with his clients, taking the time to understand not only their finances, but what they ultimately want their money to achieve.

*Trusts are not regulated by the Financial Conduct Authority.

**The advice and services in Dubai are provided by Sam Woodings-Finch for St. James's Place (Middle East) Limited. These services are separate and distinct from the services provided by Navigation Wealth Management Ltd and are not regulated by the Financial Conduct Authority.