For over 36 years Martin has provided high quality, client centric financial planning to clients from all backgrounds. Whether this be business owners, retirees, people who inherit wealth or those that have made it for themselves, his objective remains the same: Understand client’s needs and recommend the appropriate action to help them achieve their objectives both in the short and long term.

For Martin, the most satisfying part of being a Financial Adviser is the potential to make a real difference to a client’s financial wellbeing, this is evidenced by the number of new clients that Martin is introduced to each year from his existing clients. Adding a value and making a difference is at the core of his proposition.

Martin specialises in the unique challenges faced by people in:

• Understanding how life events could change needs and goals

• Strategic and tax efficient wealth management (including the use of onshore and offshore investments)

• Mortgage lending and establishing protection levels needed for life policies, critical illness, income etc.

• Helping young couples become established and planning for the future

• Preparing for and moving though retirement

• Inheritance Tax mitigation

For his commercial clients, he continues to:

• Protect their businesses against the loss of key people

• Provide advice on tax efficient profit extraction

• Discuss corporate pension planning solutions

• Advise on Employer Sponsored Pension Schemes (auto enrolment)

• Work with the client’s team of employees, reviewing their benefits package

Outside of work, Martin likes to spend time travelling the world to new destinations and taking in the local culture with his wife Julie. He is also a keen golfer and enjoys nothing more than he and Julie taking the dogs for walks in the countryside.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

Auto enrolment products are not regulated by the Financial Conduct Authority.

*St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.