Martin Baltazar
Feeling that the time was right for a change, Martin joined Navigation Wealth Management in 2022 having ran his own financial advice business for over 22 years. Being part of Navigation Wealth Management secures the services of a professional team that helps enhance the level of service that Martin can provide his clients.
For over 36 years Martin has provided high quality, client centric financial planning to clients from all backgrounds. Whether this be business owners, retirees, people who inherit wealth or those that have made it for themselves, his objective remains the same: Understand client’s needs and recommend the appropriate action to help them achieve their objectives both in the short and long term.
About
For Martin, the most satisfying part of being a Financial Adviser is the potential to make a real difference to a client’s financial wellbeing, this is evidenced by the number of new clients that Martin is introduced to each year from his existing clients. Adding a value and making a difference is at the core of his proposition.
Martin specialises in the unique challenges faced by people in:
- Understanding how life events could change needs and goals
- Strategic and tax efficient wealth management (including the use of onshore and offshore investments)
- Mortgage lending and establishing protection levels needed for life policies, critical illness, income etc.
- Helping young couples become established and planning for the future
- Preparing for and moving though retirement
- Inheritance Tax mitigation
For his commercial clients, he continues to:
- Protect their businesses against the loss of key people
- Provide advice on tax efficient profit extraction
- Discuss corporate pension planning solutions
- Advise on Employer Sponsored Pension Schemes (auto enrolment)
- Work with the client’s team of employees, reviewing their benefits package
Outside of work, Martin likes to spend time travelling the world to new destinations and taking in the local culture with his wife Julie. He is also a keen golfer and enjoys nothing more than he and Julie taking the dogs for walks in the countryside.
In May 2025, Martin invited clients to share feedback through a “Client Viewpoint Questionnaire.” 26 responded, offering valuable insights into his strengths and areas for growth. Martin thanks everyone who took part and is excited to share some key highlights. Click here to view results.
Auto enrolment products are not regulated by the Financial Conduct Authority.
St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.
Addresses
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
